Agreed value insurance
Has anyone had any experience of taking out agreed value insurance with Adrian Flux? In my view the value of my car is now more than what I paid for it - particularly after having had expensive repairs. How does one judge value accurately?
Thanks Richard
My policy not with Adrian Flux but it is for an agreed value.
When I first took out the policy, several years ago, I just asked for an agreed value for what I paid for it and sent photos of the car as proof of condition.
At each renewal I ask that the agreed value be increased to take account of what similar models are then being advertised for. Never had a problem - insurance company just notes increased value on renewal documents.
Maybe Adrian Flux would be happy with photos and maybe copies of a couple of ads for similar model/year as proof. Or at least they would tell you what proof they do require.
Flux just the same
You tell them hem what you value it at
Provides pictures as they request each year
Pay them the extra £15/20 for the valuation and whatever premium increases and off you go
I have mine insured for £25k and £40k
So there you go Richard.
If they insist on a professional valuation - just get Gav to do it for you 
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